Student savings made easy.

Privacy Policy

Personally Identifiable Information (PII) Generated from Your Use of Our Websites

The Clearinghouse generally collects and uses PII from or about its website visitors and users. Your sole option, if you do not wish to provide all requested information, is to not participate in a Clearinghouse website. In addition to the information we collect, as referenced in the From Your Use of Our Services/Website section of this Privacy Policy, the Clearinghouse collects and uses the information collected as follows:

Information You Provide

In many cases, we collect PII directly from you when you visit or use our websites. For instance, we may collect the following types of information:

  • Inquiries. We may collect your name, contact information, email address and any information you provide us when you make an inquiry or contact us through our websites. We will only use this information to provide you with the information requested or to contact you in order to respond to your questions and/or requests.
  • Requests for a Product and/or Service. The Clearinghouse collects and stores only the information that you knowingly provide to us by subscribing to blog and other webpage updates and/or using our websites’ registration or request forms, including but not limited to, your name, address, phone, email, job title and job function. We may request additional information if you subscribe to our blog and/or other webpages, order a product or service, request information, or participate in a survey or contest via one of our websites. We will only use this information to process and answer your request or to manage our business needs in connection with such participation or request, and in accordance with this Privacy Policy. If you enter your email address to receive alerts on new content to our site(s), the address will be used only for that purpose, unless authorized by law.

Use of Cookies

As you navigate through and interact with our websites, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including:

  • Details of your visits to our websites, including traffic data, location data, logs, and other communication data and the resources that you access and use on the websites.
  • Information about your computer and internet connection, including your IP address, operating system, and browser type.

The information we collect automatically is statistical data and does not include personal information, but we may maintain it or associate it with personal information we collect in other ways or receive from third parties. It helps us to improve our websites and to deliver a better and more personalized array of services, including by enabling us to:

  • Estimate our audience size and usage patterns.
  • Store information about your preferences, allowing us to customize our websites according to your individual interests.
  • Recognize you when you return to our websites.

The technologies we use for this automatic data collection may include:

  • Cookies (or browser cookies). A cookie is a small file placed on the hard drive of your computer. You may refuse to accept browser cookies by activating the appropriate setting on your browser. However, if you select this setting you may be unable to access certain parts of our websites. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our websites.
  • Flash Cookies. Certain features of our websites may use local stored objects (or Flash cookies) to collect and store information about your preferences and navigation to, from, and on our websites. Flash cookies are not managed by the same browser settings as are used for browser cookies.
  • Web Beacons. Pages of our websites and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Clearinghouse, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of certain website content and verifying system and server integrity).

Privacy Policies of Third Parties

This Privacy Policy only addresses the use and disclosure of information by the Clearinghouse. Other websites that may be accessible through the Clearinghouse websites have their own privacy policies and data collection, use and disclosure practices. We encourage you to familiarize yourself with the privacy statements provided by all third parties prior to providing them with information or taking advantage of an offer or promotion.

How the Clearinghouse Uses Your Personally Identifiable Information

We use information that we collect about you or that you provide to us, including any personal information:

  • To present our Website and its contents to you.
  • To provide you with information, products, or services that you request from us.
  • To fulfill any other purpose for which you provide it.
  • To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection.
  • To notify you about changes to our Website or any products or services we offer or provide though it.
  • To allow you to participate in interactive features on our Website.
  • In any other way we may describe when you provide the information.
  • For any other purpose with your consent.

We may also use your information to contact you about our own and third-parties’ goods and services that may be of interest to you. If you do not want us to use your information in this way, you have the option to not sign up to receive this additional information.  If you have provided your information for this purpose and no longer want to receive communications related to our own and third-parties’ goods and services, follow the instructions in the email you receive to be removed from the mailing list.

We may use the information we have collected from you to enable us to display advertisements to our or our advertisers’ target audiences. Even though we do not disclose your personal information for these purposes without your consent, if you click on or otherwise interact with an advertisement, the advertiser may assume that you meet its target criteria.

This Site uses Google Analytics, a web analysis service provided by Google Inc. which enables the monitoring and analyzing of web traffic and user behavior.  To understand how Google Analytics collects and processes data, please visit the following website: https://www.google.com/policies/privacy/partners/.

All of your interactions with Participating Companies are subject to their separate privacy policies, and you should refer to those privacy policies for information about how they collect and use information.  For a description of the Clearinghouse’s use of information related to its services, click here.

Disclosure of Your Information

We may disclose aggregated information about our users, and information that does not identify any individual, without restriction.

We may disclose personal information that we collect or you provide as described in this privacy policy:

  • To our subsidiaries and affiliates.
  • To contractors, service providers, and other third parties we use to support our business and who are bound by contractual obligations to keep personal information confidential and use it only for the purposes for which we disclose it to them.
  • To third parties to market their products or services to you if you have not opted out of these disclosures.
  • To fulfill the purpose for which you provide it.
  • For any other purpose disclosed by us when you provide the information.
  • With your consent.

We may also disclose your personal information:

  • To comply with any court order, law, or legal process, including to respond to any government or regulatory request.
  • To enforce or apply our terms of use and other agreements, including for billing and collection purposes.
  • If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of National Student Clearinghouse, our customers, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.